Merrill Lynch Online accounts in good standing (i.e., without any trading restrictions) and meeting certain Total Portfolio Value thresholds may be subject to a courtesy trading adjustment.

This adjustment will be reflected in the maximum trade value. This will also enable you to trade at higher levels than your regular computed maximum trade value as defined in the glossary under Maximum Trade Value. Therefore, utilizing the maximum trade value for trading may require additional funds and/or marginable securities to be deposited into your account by due date of the commitment(s).